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Frequently Asked Questions

What types of mortgages does Pahul specialize in?
Pahul offers a comprehensive range of mortgage solutions, including First-Time Home Buyer Mortgages, Investment House Mortgages, Multi Unit Mortgages, Commercial Mortgages, Refinancing, and Equity Takeout options.

Q: What makes Pahul a good choice for my mortgage needs?
Pahul is an expert in the Nova Scotia market, providing personalized solutions that are tailored to your unique financial situation. The process is designed to be fast, efficient, and stress-free.

Q: Is there a special program for first-time home buyers?
Yes, first-time home buyers can take advantage of special programs, including a 5% down payment option and guidance on using the RRSP Home Buyers Plan.

Q: What is the typical mortgage rate I can expect?
Pahul offers a starting rate of 3%, but final rates will depend on your individual circumstances and the specific mortgage product.

Q: How long does the approval process take?
Quick approvals can be completed in as little as 24 hours. The overall timeline for a full application will be discussed during your consultation.

Q: Can Pahul help me if I want to purchase an investment property?
Absolutely. Pahul is experienced in securing mortgages for investment properties, including single rental homes and multi-unit buildings like duplexes and apartments.

Q: What is the difference between refinancing and an equity takeout?
Refinancing is a process to get a new mortgage with better terms, often to lower your monthly payments. An equity takeout allows you to access the equity you've built up in your home for other purposes, such as debt consolidation or business expansion.

Q: How can I get in touch with Pahul?
You can reach Pahul directly by phone at (902) 789-9399, or by email at pahul@HarbourTownGroup.ca. There is also a contact form on the website for your convenience.

Q: Where is Pahul's office located?
The office is located at 1741 Lower Water St Suite 200, Halifax, NS B3J 0J2.

Q: How can I get the latest updates on mortgage news?
You can subscribe to Pahul's updates through the website to receive timely information and news about the mortgage market.

Contact Us

Located in Nova Scotia, we specialize in various mortgage solutions including first-time home buyer mortgages and refinancing options.

Location

Nova Scotia, Canada

Hours

Sunday- Saturday 8am-7pm